Choosing pet insurance is a sensible idea for pet owners who want to ensure their furry friends are covered in case of illness or injury. 

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Imagine, your pet requires a major treatment. The right plan can help pay for the considerable cost of vet care that would be required. 

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Here are our top tips for selecting the right pet insurance policy for your pet:

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1. Think about your budget: Pet insurance premiums can vary widely, so it's important to choose a plan that fits your budget. Keep in mind that higher premiums may provide more comprehensive coverage.

2. Take time to compare plans: Before choosing a pet insurance policy, it's important to research different plans and compare their coverage and costs. Understand factors like deductibles, co-pays, annual limits, and exclusions.

3. Consider your pet's age and breed: Some pet insurance policies have age or breed restrictions, so it's important to choose a plan that covers your pet. Additionally, older pets may require more coverage than younger ones.

4. Establish if your pet is “relatively healthy” - but note that you should take out insurance even if your pet has had a few minor vet visits, or a manageable condition.  If you can afford the premiums, and you wouldn’t be able to afford thousands in veterinary bills, you should take out insurance.

5. When browsing for policies, always check the small print and never assume all preventative care and routine checkups are covered. It often works out more cost effective to set aside enough money for annual checkups and keep this separate from your main insurance policy.

6. Ask around for recommendations: Talk to other pet owners or your veterinarian for recommendations on pet insurance companies or plans they've had positive experiences with.

 

Overall, choosing the right pet insurance policy can provide peace of mind and help ensure your pet receives the best possible care in the event of illness or injury.